Financial Planning

Why Should You Consider Financial Planning?

In our life we plan for a lot of things; what our education and careers will be, our wedding, where we will raise a family, celebrations, and even our vacations.  Most people though, fail to plan for what is the backbone of all these things -- your financial plan.

Each day we face difficulties in managing our finances.  Inflation, taxes, changing interest rates, and stock market swings--their effect can be unsettling. One thing we can be certain of is that the futuer will come whether we are financially ready or not...

With financial planning you have a far greater chance of achieving your goals than if you don't plan.

Alan Temkin offers both non-fee based and fee based financial planning.

Non-Fee Based

Non-fee based planning is a process of identifying specific concerns and addressing those concerns where a full financial plan is not needed.

Fee-Based

Fee-based planning involves preparing a comprehensive financial plan which contains, investment, net worth and insurance analyses and cash management, tax, education, business, retirement, and estate planning sections.

Step 1 - No Obligation Session

At this meeting we will listen to your financial concerns and discuss what financial planning can do to help you achieve your objectives.

Step 2 - Gather Information

If you decide to purchase financial planning services, we move on to the next and most important ster, data gathering.  This where we learn about all of your financial goals, objectives, assets, liabilities, income and expenses.  We want to know who and what you are. What is really important to you?

One of the ways we gather information is through a homework packet we give to our clients to complete prior to our meeting.  (Click on the blue link for your personal copy of the packet for you to review).

Step 3 - Analysis and Recommendation

A preliminary analysis of the information about you is prepared.  We may consult, with your permission, with your attorney, accountant, or other adviser to make sure the data is complete.

Step 4 - Final Plan Interview

After all of the alternatives and information is analyzed, a final plan will be presented to you.  The final plan is a written document prepared especially for you. It will contain specific recommendations designed to meet your financial goals and needs.

Step 5 - Update as Needed

In life, one thing is constant, change. Each year, your income, investments, assumptions, and objectives will change.  That is why Temkin Financial Group updates your plan as needed.

Contact Temkin Financial Group at 978-646-3017.

Please call or e-mail us if you have any questions.

Please contact our assistant Karen Maccario to schedule a meeting.